Insurance
•01 min read
As lifestyle diseases and medical inflation go on the rise [The Hindu], it’s crucial to consider getting health insurance, because you never know when a medical emergency may occur. Health insurance acts like a trustworthy aid, helping you cover medical expenses, whether sudden or planned. It helps you focus on your recovery and well-being, without having to stress about treatment costs.
But when should you get health insurance? What is the right time? Let’s have a look.
Well, the right time to buy health insurance is now. Going through life without health insurance is like riding a bike without a helmet. The earlier you get covered, the safer and more worry-free your life will be.
Your health insurance cover opens up gradually, because of different kinds of waiting periods. For example, pre-existing diseases may be covered after 2 years. You will be able to access your complete coverage only after you serve the waiting periods in their entirety. It’s best to go for health insurance whilst you’re young and healthy, to finish off waiting periods with ease.
Medical emergencies can be daunting, both mentally and financially. To make sure you don’t have to worry about hefty healthcare treatments and bills in the future, get a robust health cover as soon as you can. The financial security offered by health insurance will bring in lots of peace of mind.
Health insurance is an important purchase and is most effective when you get it as soon as possible. It’ll give you a sturdy financial backup to deal with medical emergencies without getting overwhelmed by the bills.
Here are a few reasons why you should get a health cover now:
Typically, the younger your age, the healthier you are. If you get health insurance when you’re young, you are more likely to get wider coverage and more benefits. Keep in mind that life (and your health) is unpredictable, and you never know when a serious medical condition might arise, leading to restrictions on your health cover. So, in a nutshell, it’s always a good choice to avoid being complacent and get health insurance ASAP.
