Terms & Conditions

I/ We hereby declare to have read the policy terms and conditions carefully and agree to avail insurance cover under Group Medicare Policy from Tata AIG General Insurance Company LimitedCoverage ConditionsGeneral conditionsDeclarationsI/ We hereby declare, on my behalf and on behalf of all persons proposed to be insured that the above statements, answers and/or particulars given by me are true and complete in all respects to the best of my knowledge and that I/We am/ are authorized to propose on behalf of these other persons. I understand that in the event of my information being found false or incorrect at any stage, my policy would be considered void-ab-intio.I/ We understand that the information provided by me will form the basis of insurance policy, is subject to the Board approved underwriting policy of the Insurance company and that the policy will come into force only after full payment of the premium chargeable.I/ We further declare that I/We will notify in writing any change occurring in the occupation or general health of the life to be insured/ proposer after the proposal has been submitted but before communication of the risk acceptance by the company.I/We declare and consent to the company seeking medical information from any doctor or hospital who/which at anytime has attended on the person to be insured/ proposer or from any past or present employer concerning anything which affects the physical or mental health of the person to be insured/proposer and seeking information from any insurance company to whom an application for insurance on the person to be insured/ proposer has been made for the purpose of underwriting the proposal and/or claim settlement.I/ We authorize the company to share information pertaining to my proposal including the medical records of the insured/proposer for the sole purpose of proposal under writing and/or claims settlement and with any Governmental and/or Regulatory Authority.I/ We understand that the Insurer may cancel the Policy at any time on grounds of mis-representation, non-disclosure of material facts, fraud by the Insured Person by giving 15 days written notice. There would be no refund of premium on cancellation on grounds of mis-representation, non-disclosure of material facts or fraud.I/ We authorize Tata Digital Private Limited to collect and remit premium on my behalf to Tata AIG General Insurance Company Limited.
Other terms & conditions:This health insurance policy is underwritten and serviced by TATA AIG General Insurance Company Limited. Tata Digital Private Limited is the Group Master Policyholder and plan is available to its customers for enrollment.The details provided in the App is only a summary of selective features of the product. Policy wordings, describes the product eligibility, benefits, exclusions, limitations, claim process and other details about the insurance policy/cover, including product terms and conditions. You understand that TDPL is only a Master Policy holder and displays such content only or any materials to You to explain the product features to You. The content/materials on the product are provided by the Insurer and TDPL claims no rights on such content and product. TDPL makes no representation about the suitability of the information, and services contained on this site for any purpose, and the inclusion or offering of any products or services on the App does not constitute any endorsement or recommendation of such products or services.For more details on benefits, exclusions, limitations, risk factors, terms & conditions, please refer sales brochure / policy wordings carefully, before concluding a sale. Purchase of Tata AIG General Insurance Company Limited products are purely on voluntary basis. Please seek the advice of an insurance advisor if you require any further information or clarification.Tata AIG - Group MediCare - Insurance policy wording: https://www.tataaig.com/s3/Group_Medi_Care_6c57b64356.pdf
Insurer Name: TATA AIG General Insurance Company LimitedIRDAI Registration Number: 108CIN: U85110MH2000PLC128425Registered Office: Peninsula Business Park, Tower A, 15th Floor, G.K Marg, Lower Parel, Mumbai, Maharashtra, India-400013Product UIN: TATHLGP21248V022021Group Master Policy Holder: Tata Digital Private Limited
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