Tata Neu

What's covered?

We are positive that you will not need more

Any Hospitalization

Up to sum insured

Any hospitalization

This covers expenses for any hospitalization due to any illness, accident, or any treatment for which the insured person has to stay in a hospital for more than 24 hours

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Room/ ICU Rent

No restriction

Room Rent & ICU sublimit

Room rent means the amount charged by a hospital for room. Different room categories may have different rent just like a hotel

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Pre-Hospitalization

60 days

Pre-Hospitalization

Pre-Hospitalization refers to expenses incurred before hospitalization e.g. for diagnosis, tests, doctor consultations

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Post-Hospitalization

90 days

Post-Hospitalization

Post-Hospitalization refers to expenses incurred after hospital discharge e.g. follow-on consultations, tests, recovery

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Ambulance Cost

₹3,000

Ambulance cost

This refer to expenses incurred for an ambulance to reach hospital for treatment

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Day-care Procedures

Covered

Day-care Procedures

Day Care Procedures refers to medical treatments undertaken in a hospital, requiring less than 24 hours. For example, a single round of chemotherapy, radiation or dialysis falls under daycare procedures

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Domiciliary Treatment

Covered

Domiciliary Treatment

Domiciliary Treatment refers to when you have to receive medical treatment at home due to valid reasons e.g. unavailability of hospital beds, doctor’s advice

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AYUSH Treatment

Covered

Alternate Treatment (AYUSH)

AYUSH means:A: AyurvedaY: Yoga and naturopathyU: UnaniS: SiddhaH: HomoeopathyYou may want to opt for any/all of the AYUSH treatment based on your preference

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Organ Donor Expenses

Covered

Organ Donor Expenses

Organ Donor Expenses refers to expenses incurred for harvesting and transplanting the organ

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Accident Cover

From Day 1

Accident Cover

Hospitalization and related expenses incurred for treatment due to an accidental injury is covered from Day 1 of the policy issuance

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Waiting Period for PED

2 Years

Waiting Period for PED

If the individual covered in the insurance already suffers from any disease, it is called a pre-existing disease (PED). Expenses towards treatment of such PED and its direct complications are covered only after a given waiting period

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Modern Treatment

Covered

Modern Treatments

Technological advancement is helping medical science and treatment procedures as well. E.g. robotic surgeries

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