Money matters
Optimize your credit cards for rewards
To differentiate themselves from their rivals and, of course, to attract more customers, every credit card company will provide a reward program scheme. With the right tricks, earning credit card reward points can be gamified.Luckily for you, we’ve compiled a list of hacks that will not only save money, but potentially earn some as well! Let’s get started.
1. Check out partner brand dealsIn order to regularly provide exclusive discounts to cardholders, several credit card companies partner-up with popular brands.A list of these brands, along with the amount you can save, is typically available on your credit card’s website. You can save money on restaurants, electronics, fashion, holiday packages and other purchases made at the partner brands.For example, the Tata Neu HDFC Bank Credit Card gives you up to 10% NeuCoins on every purchase made on the travel, lifestyle and luxury brands.2. Pay your bills with credit cardPay your utility bills using your credit card, including your phone, transport, and electricity bill. You can earn rewards, avail sign-up bonuses, and even get some extra time to clear your bills by putting monthly expenses on a credit card wherever it makes sense.With the Tata Neu HDFC Bank Credit Card, you can get 5% NeuCoins by paying your utility bills through this very app.3. Shop during special days During holidays and other special occasions, credit card providers give unique bonus points and greater reward points. The ideal approach to gain credit card points, cashbacks, and discounts would therefore be to schedule your large purchases during these times.
4. Look for sign-up benefitsConsider comparing the welcome or sign-up benefits being offered if you intend to purchase a new credit card. While many credit cards come with a joining fee or annual fee, the Tata Neu HDFC Bank Credit Card is currently available at a zero-joining fee. Make the most of this offer today!5. Regularly redeem your reward pointsSaving reward points for a long time and then trying to utilize the entire collection at once is a common mistake credit card users make. Even if you acquire a lot of points over time, they might eventually expire. So, use your points regularly and wisely. So, make the most of your credit card choice by keeping these points in mind. If you're in the market for a rewarding credit card, look no further than the Tata Neu HDFC Bank Credit Card It gives you up to 10% NeuCoins on every spend on the Tata Neu app as well as its partner brands across groceries, fashion, travel and more. For a limited period, you can get this card at a zero joining fee.
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