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Tata Neu Infinity HDFC Bank Credit Card
Features:
  • 10% back as NeuCoins on Tata Neu Spends*. This is inclusive of 5% NeuCoins back with your NeuPass membership on select categories. For more details on NeuPass click here
  • 5% back as NeuCoins on Non-EMI Spends on Partner Tata Brands. EMI transactions at Partner Tata Brands will earn base rewards of 1.5% NeuCoins
  • 1.5% back as NeuCoins on all other eligible spends
  • For RuPay Cards only: 1.5% back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month. For more information on UPI spend on RuPay Credit Card click here.
  • W.e.f. 01-Aug-24, earn up to 1.5% back as NeuCoins on eligible UPI spends
    - Earn 0.50% back as NeuCoins on eligible UPI spends (including spends on partner Tata Brands), this will be posted to your card account by the Bank
    - Earn additional 1% back as NeuCoins on any eligible UPI payments by using Tata Neu UPI ID. Additional NeuCoins on Tata Neu UPI payments will be posted directly to your Tata Neu Account, for more details: click here
  • With effect from 1st September 2024:
    - NeuCoins earned on Utility transactions will be capped at 2000 NeuCoins per calendar month.
    - NeuCoins earned on Telecom & Cable transactions will be capped at 2000 NeuCoins per calendar month.
    - Education payments made through third-party apps like (but not limited to) CRED, Cheq, MobiKwik, and others will NOT earn NeuCoins. However, education payments made directly through college/school websites or their POS machines will earn NeuCoins.
  • NeuCoins will not be accrued for fuel, government, rental, post-transaction EMI conversion and wallet loads
  • Base Reward points earned on Grocery transactions will be capped to 2,000 NeuCoins per month for Tata Neu Infinity HDFC Bank Credit card. Accelerated Rewards points on eligible transactions will be unlimited subjected to Fair Usage Policy updated on bank's website click here
  • NeuCoins issued on the card will be governed by the Fair Usage Policy updated on the bank's website, www.hdfcbank.com
Welcome Benefit
  • Get 1,499 NeuCoins as Welcome Benefit, applicable on 1st transaction done within 30 days of card issuance. Welcome Benefit is not applicable for Lifetime Free or First Year Free Card.
Airport Lounge Access:
A. Domestic Lounge Access
  • W.e.f 10-Jun-2025, Domestic Lounge Access benefit will be Milestone based and can be availed as a Lounge Voucher on spends of Rs 50,000 or more in a calendar quarter (Jan-Mar | Apr-June | Jul-Sept | Oct-Dec).
  • On meeting the spends criteria of Rs 50,000 or more in a calendar quarter, you’llbe eligible for 2 domestic lounge accesses. You’ll receive an SMS and an email (on your registered Mob & email id) within 30 working days, with link to claim the lounge voucher. All communications pertaining to the eligibility for rewards and the details regarding membership claims shall be managed and sent by GyFTR. 
  • Customers are required to claim the voucher within 120 days of the receiving the qualification communication. The date within which the voucher needs to be claimed is available for customers reference in the SMS and Email shared. Click here to know more
  • Please click here for the list of eligible lounges click here.
B. International Lounge Access (Visa variant)
  • Using Priority Pass, you and your add on member can together avail up to 4 Complimentary Lounge Access per calendar year (1 per Quarter), outside India.
  • If you exceed the 4 Complimentary (1 per Quarter) visits, you will be charged at USD 27 + GST per visit
  • All guests visits using Priority pass would be charged at USD 27 + GST per visit per guest
  • Priority Pass will be issued only on request (w.e.f. 01st June 2025). Once requested, the priority pass will be dispatched to the registered communication address at the bank. Click here to request for priority pass.
    Please note: Priority Pass in India will attract charges on your Credit Card. You can visit www.prioritypass.com for list of lounge details.
C. International Lounge Access (RuPay variant)
  • 4 Complimentary Lounge Access per calendar year (1 per Quarter), outside India. Customers will be charged a transaction fee of $3.25 on their Credit card towards complimentary lounge access, same shall be reversed. Visit exceeding the complimentary quota will be allowed at the discretion of lounge and will also be chargeable by the lounge.
  • Click here to check for list of RuPay International Lounges
Fuel Surcharge Waiver
  • 1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹500 per statement cycle)
Renewal Offer
  • Get the renewal fee of ₹1,499 + GST waived off on minimum spend of ₹3,00,000 on your Tata Neu Infinity HDFC Bank Credit Card in the previous year.
Partner Tata Brands
  • Croma, bigbasket, Westside, Tata 1mg, Air India Express, Tata CliQ, IHCL (Taj Hotels, Vivanta Hotels, President IHCL Select, Ginger hotels, Piem Hotels), Qmin, Tata Play, Tata Pay, Cult (Cultfit, Curefit), Titan (Eyeplus, Taneira, Titan, Fastrack, Helios, World of Titan), Tanishq, Air India.
  • Eligible transactions done for Titan and Tanishq on or after 1st January 2023 will be considered for accelerated rewards.
NeuCoins Redemption & Validity:
NeuCoins Redemption:
  • You can use your NeuCoins for purchases on Tata Neu App/Website for Brands like:
    • Air India Express
    • Bigbasket
    • Croma
    • Westside
    • Tata CLiQ, Tata CLiQ Luxury
    • Hotel Bookings/Purchases on IHCL
    • TATA 1MG
    • Qmin
    • Titan (via Tata Neu)
    • Tanishq (via Tata Neu)
  • You can use your NeuCoins by selecting Tata Pay/NeuCoins/Loyalty Redemption as the payment method. NeuCoins can only be used on eligible transactions as defined by the individual brands.
NeuCoins Validity:
  • Effective 01 Aug 2025, NeuCoins earned on your Tata Neu HDFC Bank Credit Card will be valid for 12 months from the end of the month in which they are credited to your Tata Neu Account, including any lock-in period.
  • NeuCoins earned under special promotions or as part of welcome benefits will continue to carry the expiry terms communicated at the time of issuance.
  • For details on Redemption and Validity on NeuCoins, please click here.
Fees and Charges
  • Joining/Renewal Membership Fee – ₹1,499/- + Applicable Taxes
  • Renewal Fee – ₹1,499 + GST (waived off on minimum spends of ₹300,000 on Tata Neu HDFC Bank Infinity Credit Card in the previous year)
  • Foreign Currency Markup: 2% on all your foreign currency spends
  • To view more details, please click here.
Offers
  • Offer Period:
    November 2, 2023 to November 5, 2023 (both days inclusive);
  • Offer Eligibility:
  1. Customers who initiate and complete their Tata Neu HDFC Credit Card applications during the offer period shall be eligible to avail this offer.
  2. An application shall be deemed completed upon successful completion of video KYC or Net Banking authentication, as applicable.
  3. The Offer (i) is not valid for Tata Group employees; and/or (ii) cannot be combined with any other offer.
  • Offer details:
  1. First 200 (two hundred) customers daily (during offer period) who initiate and successfully complete their application (“Eligible Customers”) will each receive 1 (one) Croma gift voucher of Rs. 500/- (Rupees Five Hundred Only) denomination (“Voucher”).
  2. For redeeming the Voucher, Customers will need to make purchases of a minimum value of Rs 5000/- (Rupees Five Thousand Only) above in Croma stores, on Tata Neu or Croma.com
  3. The Vouchers will be shared with the Eligible Customers by November 20, 2023 via SMS on their registered mobile number.
  4. These Vouchers will be valid until January 15, 2023 and should be redeemed by the Eligible Customer prior to their expiry.
Other Terms and Conditions
  1. In case of any issue pertaining to the eligibility of the users for earning the Vouchers as a part of this offer, Tata Digital Private Limited’s (“Tata Digital”) decision alone shall be final and binding. For any issues, please write to customercare@tataneu.com
  2. The issuance of Vouchers is at the discretion of Tata Digital and a customer shall not have any legal recourse for any alleged incomplete credit or non-credit of NeuCoins.
  3. Tata Digital reserves the absolute right to change / modify / add / delete / withdraw any of the terms and conditions of this offer at any time without any prior notice.
  4. All disputes, if any, arising out of or in connection with or because of above offer, shall be subject to the exclusive jurisdiction of the competent courts/tribunals in Mumbai only.
  5. For more details, please read our Privacy Policy, and all other Tata Neu platform terms and conditions available at https://www.tatadigital.com/legal.
By proceeding, I provide consent on the following:
  • I hereby confirm that I have read Tata Digital Private limited’s Terms of Service and Privacy Policy.
  • I authorize Tata Digital to fetch my credit report from Credit bureaus.
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