Being a first-time parent is about planning a fail-safe future for your new family.Life insurance is one such fundamental component of ensuring that there’s enough money to support your family in your absence.
What you do: Pay a regular premium for a pre-defined period What you get: Your dependents receive the sum assured in case of your demise during the period
Benefits of life insurance for new parents:
· Lower premiums: Typically lower for younger people and go up with age · Income tax benefits: Eligible for tax saving of up to ₹1.5 lakh under Section 80C · Covers expenses: Your dependents won’t have to worry about living expenses · Compound interest: Create long-term wealth if you get a savings insurance plan